Sezzle Stock

Sezzle ROA 2024

Sezzle ROA

-0.22

Ticker

SZL.AX

ISIN

AU0000050981

WKN

A2PPQ3

In 2024, Sezzle's return on assets (ROA) was -0.22, a -34.4% increase from the -0.34 ROA in the previous year.

Sezzle Aktienanalyse

What does Sezzle do?

Sezzle Inc is a FinTech company founded in 2016, based in Minneapolis, Minnesota. It was founded by Charlie Youakim and Paul Paradis to provide a solution to the problem of high credit card fees that burden many customers and incur high costs for merchants. Sezzle aims to create a revolution in retail and offer users a new way to finance their purchases. The business model of Sezzle is simple: it allows customers to pay their purchase amount in installments. In partnership with merchants, it provides its customers with a payment platform where they can divide their purchases into four installments without paying any interest or hidden fees. Merchants pay a small transaction fee for this. The company has filled a niche in the market and has since grown rapidly. Since its establishment, the company has expanded and is now operating in various industries, including fashion, beauty, electronics, and furniture. Customers can pay with Sezzle at over 34,000 stores. These stores range from small online boutiques to major brands such as Steve Madden and Levi's. The company has also built international trade relationships and operates in Canada and Australia, where it has recently formed successful partnerships. Sezzle also offers various products to enhance its customers' experience. One of these innovative solutions is a free debit card that allows customers to make their purchases. Again, customers can pay the purchase amount in installments. The company has also developed an app that gives its customers better control over their finances. It enables customers to sort their expenses by category, set their budget, and receive notifications when they are close to their limit. Sezzle has made a name for itself among fintech companies in recent years. The company conducted an IPO on the Toronto Stock Exchange in July 2020, expanding its offering to 10 million shares. This measure raised gross proceeds of $116 million. The capital will be used to further expand the company and strengthen international activities. The COVID-19 pandemic has affected Sezzle's business model in both positive and negative ways. On the positive side, the company has benefited from the increasing acceptance of online shopping and the growing demand for alternative payment methods during this crisis. On the negative side, customers with poor credit, who are a target group for Sezzle, may face difficulties in repaying the purchase price during this crisis. However, the company has responded quickly and taken some measures to support its customers. In April 2020, it was announced that all customers in the United States could automatically defer repayment for an additional six weeks at no additional cost. Furthermore, in recent months, the company has tightened its lending guidelines to minimize the risk of loan defaults. Overall, Sezzle is an innovative company that is taking retail to a new level. It allows users to finance their purchases without relying on credit card debt. Sezzle has rapidly developed and expanded to offer a variety of products and services that make its customers' lives easier. It remains to be seen how Sezzle will develop in the future, considering the current crisis. Sezzle ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding Sezzle's Return on Assets (ROA)

Sezzle's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Sezzle's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Sezzle's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Sezzle’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Sezzle stock

What is the Return on Assets (ROA) of Sezzle this year?

The Return on Assets (ROA) of Sezzle is -0.22 undefined this year.

What was the ROA of Sezzle compared to the previous year?

The ROA of Sezzle has increased by -34.4% compared to the previous year.

What consequences do high ROA have for investors of Sezzle?

A high ROA is advantageous for investors of Sezzle, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in Sezzle?

A low ROA can be unfavorable for investors of Sezzle as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of Sezzle affect the company?

An increase in ROA of Sezzle can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of Sezzle impact the company?

A reduction in the ROA of Sezzle can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of Sezzle?

Some factors that can influence the ROA of Sezzle include revenue, operating costs, asset structure, and industry average.

Why is the ROA of Sezzle important for investors?

The ROA of Sezzle is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can Sezzle take to improve ROA?

To improve ROA, Sezzle can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does Sezzle pay?

Over the past 12 months, Sezzle paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Sezzle is expected to pay a dividend of 0 USD.

What is the dividend yield of Sezzle?

The current dividend yield of Sezzle is .

When does Sezzle pay dividends?

Sezzle pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Sezzle?

Sezzle paid dividends every year for the past 0 years.

What is the dividend of Sezzle?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is Sezzle located?

Sezzle is assigned to the 'Information technology' sector.

Wann musste ich die Aktien von Sezzle kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Sezzle from 11/9/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 11/9/2024.

When did Sezzle pay the last dividend?

The last dividend was paid out on 11/9/2024.

What was the dividend of Sezzle in the year 2023?

In the year 2023, Sezzle distributed 0 USD as dividends.

In which currency does Sezzle pay out the dividend?

The dividends of Sezzle are distributed in USD.

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Andere Kennzahlen von Sezzle

Our stock analysis for Sezzle Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Sezzle Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.